Student Travel Insurance

	Policy Summary
	Insured persons All University of Tasmania students whilst on authorised University travel up to a maximum period of 180 days. Definitions Authorised Business Travel - travel undertaken on the business of the University, authorised and paid for by the University. It does not include normal daily travel between home and place of business unless it involves travel to and from Tasmania. Conditions Covering Insured Persons 24 hours whilst on business travel worldwide excluding Tasmania unless that forms part of a journey to mainland Australia or overseas. Claims in respect to personal belongings exclude loss or damage arising from the owner's negligence. Coverage Section The Schedule of Compensation Applicable Under Each Section of the Policy for each Insured Person during each period of Travel The Compensation Each Insured Person 1 Personal Accident and Sickness Part A Lump Sum Insured Part B Weekly Benefits (Injury) Part C Weekly Benefits (Sickness) Excess Period Weekly Benefit Period $250,000 $1,000 NIL 7 days 156 weeks 2 Kidnap and Extortion $250,000 3 Hijack and Detention Daily Benefit Maximum any Hijack Legal Costs Detention Period $1,000 $30,000 $20,000 30 days 4 Medical Additional Expenses and Cancellation Curtailment Expenses Medical and other expenses any one insured person Excess Cancellation/Curtailment Expenses any one insured person $2,000,000 $250 $50,000 5 Rescue Cover in accordance with the policy 6 Loss of Deposits $20,000 7 Baggage / Business Property / Money / Travel Documents Baggage and Business Property Limit any one item Excess Business Equipment Money / Travel Documents Excess Deprivation of Baggage $8,000 $2,000 $250 $10,000 $2,000 $250 $1,000 8 Alternative Employee / Resumption of Assignment Expenses $10,000 9 Personal Liability $10,000,000 10 Collision Damage and Theft Waiver $2,000 11 Extra Territorial Workers Compensation Weekly Benefit Total Limit of Liability Aggregate any one Policy Period N/A N/A N/A 12 Missed Transport Connection $5,000 13 Political Evacuation $20,000 Excesses $250 in respect of Medical, Business Equipment and Luggage (Section 4 & 7). Key Exclusions War Intentional use of Military Force Terrorist Act Financial Default Nuclear, Biological and Chemical Additional Key Medical Exclusions Expenses incurred when the person is travelling against medical advice or when he or she is unfit to do so. Expenses incurred for continuing treatment, including any medication commenced prior to the commencement of travel. Expenses incurred more than 12 months after the date of injury, or in the case of sickness, after the date on which the medical expenses were first incurred.

• Where travel is undertaken in transportation other than those recognised as normal business transport - i.e. schedule aircraft, train, company sedan or schedule bus.

  Non recognised transport would include:

  • Sea travel to Antarctica on ships such as Aurora Australis, Polar Bird and Kapitan Khelbnikov

  • Travel in Antarctica using overland vehicles, hag lands and skidoos

  • Helicopters, light planes and Hercules Transport for travel outside Tasmania

  • Small chartered aeroplanes for travel outside Tasmania

  • Field trips in foreign countries involving various methods of transport, local boats, cars, etc.

ALL SUCH TRIPS MUST BE APPROVED BY THE INSURER PRIOR TO COMMENCEMENT

 

Pre-existing Medical Conditions

• Any students with a pre-existing medical condition will need to notify the Insurance Office (ext. 3514) prior to undertaking travel covered by the Student Travel policy.

Claims Procedures

The process for Student travel insurance claims is as follows:

1. Request a claim form by ringing ext. 3514.

2. Completed and sign the claim form, attaching the following documentation:
   

   a. For personal items:
   

   i.A police report for any stolen items.
   ii.An airline security report for any items stolen or damaged while at the airport or on the plane.
   iii.A quotation for repairs and/or replacement items.

   b. For University owned items:
   

   i.All of the attachments need to be included, plus proof of the items purchase for example Asset Number, Tag Number, Invoice or IDR.
   ii.A Budget centre account number, to journal the approved funds to.

3. Send the original form and all attachments to the:

Insurance Officer
Financial Services
Locked Bag 1353
Launceston 7250